Six purpose-built calculators for the decisions an NGX operator actually makes: sizing a trade, projecting compound growth, converting currencies at live rates, estimating CGT before a sale. All free, no account needed.
Underwater on a position? The recovery calculator does the break-even and DCA math.
Project how a monthly DCA into NGX equities, T-bills, or MMFs compounds over 1–30 years. Year-by-year breakdown, exponential growth chart, shareable summary.
In 15 years, your ₦100.0K/month becomes ₦80.1M.
| Year | Invested | Value | Returns |
|---|---|---|---|
| 1 | ₦1,200,000 | ₦1,314,043 | ₦114,043 |
| 2 | ₦2,400,000 | ₦2,864,613 | ₦464,613 |
| 3 | ₦3,600,000 | ₦4,694,286 | ₦1,094,286 |
| 4 | ₦4,800,000 | ₦6,853,301 | ₦2,053,301 |
| 5 | ₦6,000,000 | ₦9,400,938 | ₦3,400,938 |
| 6 | ₦7,200,000 | ₦12,407,149 | ₦5,207,149 |
| 7 | ₦8,400,000 | ₦15,954,479 | ₦7,554,479 |
| 8 | ₦9,600,000 | ₦20,140,328 | ₦10,540,328 |
| 9 | ₦10,800,000 | ₦25,079,630 | ₦14,279,630 |
| 10 | ₦12,000,000 | ₦30,908,006 | ₦18,908,006 |
| 11 | ₦13,200,000 | ₦37,785,490 | ₦24,585,490 |
| 12 | ₦14,400,000 | ₦45,900,921 | ₦31,500,921 |
| 13 | ₦15,600,000 | ₦55,477,129 | ₦39,877,129 |
| 14 | ₦16,800,000 | ₦66,777,055 | ₦49,977,055 |
| 15 | ₦18,000,000 | ₦80,110,968 | ₦62,110,968 |
Risk-based sizing for a single equity trade. Inputs: account size, risk % per trade, entry, stop. Optional half-Kelly toggle for operators with an edge estimate.
Total NGN you're sizing against. Cash + open positions.
Fraction of the account you're willing to lose if the stop hits.
Where you'll exit if the trade fails. Must be below entry for a long.
Gross + post-WHT income from a fixed sum across MMF / T-bill / equity instruments, with the canonical Nigerian withholding rules applied (CITA-exempt T-bills, 10% WHT on MMF / equity dividends).
The amount you have to invest.
Coupon, MMF yield, or trailing 12m dividend yield.
18.00% on ₦1,000,000 = ₦180,000 gross
10% deducted at source.
16.20% net yield on capital.
Live cross-rates for NGN, USD, EUR, GBP, ZAR, KES — seeded from the FX cache the rest of the app already uses. Type any amount in any currency; the others update instantly.
Apply Nigerian CGT rules to a single equity disposal — 10% on net realised gains, with the ₦100M annual aggregate threshold surfaced as guidance (Finance Act 2021).
Total naira you paid, including original fees.
Gross naira received before exit fees.
Brokerage + NGX/CSCS + VAT on the sell ticket.
Surfaced for context. Nigeria has no preferential long-term rate today.
Finance Act 2021 exempts the first ₦100,000,000 of aggregate equity disposal proceeds in a calendar year. Enter your other realised proceeds (not gains) for this year to check whether this disposal crosses the threshold.
Proceeds − cost − fees. 49.30% on cost basis.
Exempt — equity threshold not exceeded for this aggregate of disposals.
What lands in your hand after CGT settles.
Estimator only. The canonical year-rollup (FIFO lot matching, carry-over basis chains, dividend WHT) lives at /tax/[year].
Backtest a holding mix against the last 1, 3, 6, or 12 months of NGX prices. Sector / single-stock concentration warnings included. Sign in to load your real portfolio.
Pick a preset above or add tickers one-by-one. The simulator handles 1 to 10 NGX names.
